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EdgeCard connects young Nigerians with micro-loans and small grants designed to support real needs — from school fees and learning tools to small business projects. This page gives you clear information about available support, eligibility, and how to apply. Our partners provide flexible options, straightforward requirements, and transparent processes.

Available Support

We offer simple financial support designed to help young people and small businesses move forward. You can access:

  • Quick Micro-Loans — Short–term funding for fees, small projects, or urgent needs.

  • Startup & Side-Hustle Grants — Small grants to help new ventures get off the ground.

  • Business Boost Loans — Support for micro–businesses that need capital to upgrade tools, equipment, or operations.

  • Education Support — Funding for certifications, training, or skill-development programs.

  • Emergency Relief Support — Limited assistance for genuine emergencies.

Each option is designed to be simple, fast, and friendly to people who are usually ignored by traditional lenders.

Eligibility

You can apply if you meet the basic requirements:

  • You are 18 years or older.

  • You have a valid EdgeCard account.

  • You have a working phone number and email.

  • You must provide a verifiable source of income (salary, business, freelance, or student allowance).

  • You must show a clear purpose, such as a project, idea, or need that the loan will support.

  • You must be willing to complete identity verification.

  • You have no outstanding unpaid loans with us.

Additional requirements may apply depending on the type of support you request.

How to Apply

You can submit a request in a few simple steps:

  1. Log in to your EdgeCard account.

  2. Go to the Loans section.

  3. Select from the available listed loans on the page.

  4. Fill in the short application form.

  5. Upload any required documents (ID, business details, proof of need, etc.).

  6. Submit your request and wait for review.

  7. If approved, you’ll get the funds directly in your EdgeCard wallet.

Processing time may vary, but most applications are reviewed within a short window.

Available Loans

Sample Loan 3
December 8, 2025
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Sample Loan 2
December 8, 2025
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Sample Loan 1
December 8, 2025
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